Investment platform_GIA寰宇财富

Fund Platform

Direct fund investment platform with reasonable charging structure

Hundreds of Fund Choices: Offshore based direct funds are authorized by the Hong Kong Securities Regulatory Commission (HKSFC) and managed by well-known international fund house.

Hong Kong banks or HKSFC licensed platforms are generally direct fund investment platform.

Dividends are exempt from the tax: The cash dividends distributed by the fund which is issue in Hong Kong are free from tax.

However, if you hold fund assets as a tax resident outside Hong Kong, you may need to pay taxes or file the tax return in your home country according to the regulations of the tax residence country.

High Transparency: "Direct fund investment platform" comparing with the two-layers fees structure of "indirect fund investment platform".

A reasonable fee structure and high transparency fund platform

Investment-Linked Insurance Policy

The deferred tax effect of investment-linked insurance products varies from people to people

Various Fund Choices: This type of investment-linked insurance policy is mainly issued by the insurance company of Hong Kong or a offshore (tax haven region) insurance company.

Hundreds of overseas funds, Hong Kong ETF or other investment products may available in the investment-linked product for policyholder. The number of fund choice or type of oversea investment products are subjected to each insurance company.

Most of funds available in the Investment-Linked platform are authorized by HKSFC.

Tax Regulation Examination: A tax resident outside Hong Kong shall review the local tax regulation before investing an investment-linked policy.

The tax regulation of many countries, deferred tax effect may apply to the capital gains and dividends from the transactions in the investment-linked policy.

The applicant is recommended to consult with the local accountant or tax consultant.

Professional Management: A licensed investment advisor can provide investment advisory service or account managing services for the policyholder.

Tax Advantage Products: Under Common Reporting Standard (CRS) and worldwide anti-tax avoidance rules, insurance policy is still recognized as tax advantage product. The insurance policy is still a product with relative tax advantages.

PPLI Succession Planning

Overseas asset succession planning and asset allocation

High Flexibility: PPLI scheme mainly issued by the offshore (tax haven region) insurance company. Policyholder could transfer various type of asset, e.g. cash deposit, stocks, mutual funds, ETFs, etc., from securities account to a PPLI Policy.

The PPLI policyholder are flexible to purchase a variety of securities and other assets among the world. In addition, policyholder could appoint a qualified investment advisor whose approved by the insurance company to assist the policy operation.

Deferred tax effect: As same as the investment linked assurance scheme, with considering the local regulation of tax resident outside Hong Kong, tax deferral might applicable to the capital gain and dividends from the PPLI policy in many countries.

Probate Exemption: Similar to a trust, policyholder of PPLI could allocate the benefit under a preset succession plan. PPLI can exempt the probate of overseas assets and shorter the time for transferring inheritance.

For the succession arrangement of PPLI, consulting of insurance consultant and tax consultant is recommended.

US ETF & Global Asset Allocation Platform

Low transaction cost and suitable for diverse investment strategy

Various Choices: Most of the ETF investment platform is approved by U.S. Securities and Exchange Commission and operating by US security broker.

Platform may cover over 21 stock exchanges and over-the-counter market for stocks and bonds trading among the world. This is considered as most diversify and lowest transaction cost platform, which is favored by people with professional backgrounds.

Investment Advisory Service: Some of the stock broker operating investment platform, would bring in external investment advisor to its management and service structure to facilitate the interaction between professional investors and an investment advisor. As a result, diversity of investment in the platform would be enhanced.

Tax Regulation: Investor shall understand the regulation for non-residence’s investment income by the local government for transactions in this type of platform.

Various Choice of ETF: As there are thousands number of US ETF, with long / short features and covered different sectors and regions. The high liquidity of US ETF is also favorable to diverse investment strategy.

Cross-Platform Service: US ETF Platform may cover more than 20 stock exchanges, professional investor may invest in various type of asset, e.g. commodities, REIT, etc., to fulfill the need of asset allocation.

Customer service hotline (Hong Kong)(+852) 2861 1306(9:00-17:00 Working day)

Customer service e-mailgia-service@giainvestment.com

The rate of return is only the result of simulation portfolio by historical data, and the past performance does not guarantee the future return. The investment is not necessarily profitable, and also exist the risk of principal loss. This information is for reference only. Investors should carefully consider the risk of their own investment demand. Our company does not take any legal responsibility and does not make any guarantee.

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